.calc-hero{background:linear-gradient(180deg,#eef2fa,var(--bg));padding:140px 0 22px}.calc-hero h1{letter-spacing:-.035em;font-size:clamp(34px,4vw,54px);line-height:1.15}.calc-hero p{color:var(--tx2);margin-top:14px;font-size:18px}.cbar{z-index:40;-webkit-backdrop-filter:blur(16px);border:1px solid var(--line);background:#ffffffe0;border-radius:20px;flex-wrap:wrap;align-items:center;gap:10px 22px;padding:12px 16px;display:flex;position:sticky;top:116px;box-shadow:0 16px 34px -28px #14213d73}.cgrp{flex-wrap:wrap;align-items:center;gap:6px;display:flex}.cgrp>em{white-space:nowrap;color:var(--mu);flex:none;width:62px;margin-right:4px;font-size:13px;font-style:normal;font-weight:700}.ctab{height:40px;font:inherit;color:var(--tx2);cursor:pointer;background:#fff;border:1px solid #14213d24;border-radius:999px;align-items:center;gap:6px;padding:0 14px;font-size:15px;transition:border-color .2s,background .2s,color .2s;display:inline-flex}.ctab i{color:var(--ac);font-size:18px}.ctab:hover{border-color:var(--ac);color:var(--tx)}.ctab.on{background:var(--ac);border-color:var(--ac);color:#fff;font-weight:700}.ctab.on i{color:#fff}.cwrap{padding:22px 0 120px}.cpanels{min-height:900px;margin-top:22px}.cpanel>.cbox:first-child{align-self:start}.cpanel{grid-template-columns:1fr 1fr;gap:22px;display:none}.cpanel.on{display:grid}.cbox{border:1px solid var(--line);background:#fff;border-radius:20px;padding:30px}.cbox h2{letter-spacing:-.02em;margin-bottom:6px;font-size:24px}.cbox .desc{color:var(--tx2);margin-bottom:22px;font-size:15px}.fld{margin-bottom:16px}.fld label{margin-bottom:7px;font-size:14.5px;font-weight:700;display:block}.fld input,.fld select{width:100%;height:50px;font:inherit;color:var(--tx);background:#fff;border:1px solid #14213d2e;border-radius:12px;outline:none;padding:0 14px;font-size:16px;transition:border-color .2s,box-shadow .2s}.fld input:focus,.fld select:focus{border-color:var(--ac);box-shadow:0 0 0 3px #2a63d424}.fld .fhint{color:var(--mu);min-height:18px;margin-top:6px;font-size:13px}.fld .unit{position:relative}.fld .unit em{color:var(--mu);pointer-events:none;font-size:15px;font-style:normal;position:absolute;top:50%;right:14px;transform:translateY(-50%)}.fld .unit input{padding-right:52px}.row2{grid-template-columns:1fr 1fr;gap:12px;display:grid}.seg{flex-wrap:wrap;gap:6px;display:flex}.seg button{font:inherit;cursor:pointer;color:var(--tx2);background:#fff;border:1px solid #14213d2e;border-radius:999px;padding:9px 15px;font-size:14.5px}.seg button.on{background:var(--ac);border-color:var(--ac);color:#fff;font-weight:700}.res{color:#fff;background:#0f1a33;border-color:#0f1a33;align-self:start;position:sticky;top:120px}.res h3{color:#9fb0d0;font-size:15px;font-weight:600}.res .big{letter-spacing:-.03em;margin:6px 0 4px;font-size:clamp(34px,3.4vw,46px);font-weight:800}.res .kr{color:#9fb0d0;font-size:15px}.res dl{border-top:1px solid #ffffff24;margin-top:22px}.res dl div{border-bottom:1px solid #ffffff14;justify-content:space-between;gap:12px;padding:12px 0;font-size:15px;display:flex}.res dt{color:#b8c5de}.res dd{text-align:right;font-weight:700}.res .note{color:#8fa1c4;margin-top:18px;font-size:13px;line-height:1.65}.res .warn{color:#ffb3aa}.sched{background:#ffffff0a;border-radius:12px;max-height:320px;margin-top:18px;overflow:auto}.sched table{border-collapse:collapse;width:100%;font-size:13px}.sched th,.sched td{text-align:right;border-bottom:1px solid #ffffff0f;padding:8px 10px}.sched th{color:#b8c5de;background:#16233f;font-weight:600;position:sticky;top:0}.srcs{color:#7f93b8;margin-top:12px;font-size:12.5px;line-height:1.7}.lawbase{color:var(--tx2);border:1px solid var(--line);background:#fff;border-radius:999px;align-items:center;gap:8px;padding:7px 14px;display:inline-flex;margin-top:16px!important;font-size:14px!important}.lawbase i{color:#1f9d6a}.disc{color:var(--mu);margin-top:26px;font-size:13.5px;line-height:1.7}@media (width<=1024px){.cgrp>em{width:auto}.cbar{scrollbar-width:none;border-radius:16px;flex-wrap:nowrap;top:112px;overflow-x:auto}.cbar::-webkit-scrollbar{display:none}.cgrp{flex-wrap:nowrap}.ctab{white-space:nowrap}.cpanels{min-height:0}.cpanel.on{grid-template-columns:1fr}.res{position:static}}@media (width<=560px){.row2{grid-template-columns:1fr}}