.calc-hero{background:linear-gradient(180deg,#eef2fa,var(--bg));padding:140px 0 22px}.calc-hero h1{letter-spacing:-.035em;font-size:clamp(34px,4vw,54px);line-height:1.15}.calc-hero p{color:var(--tx2);margin-top:14px;padding-left:3px;font-size:18.5px;line-height:1.6}.cwrap{padding:22px 0 120px}.cpanels{min-height:900px;margin-top:22px}.cpanel>.cbox:first-child{align-self:stretch}.cpanel{grid-template-columns:1fr 1fr;gap:22px;display:none}.cpanel.on{display:grid}.cbox{border:1px solid var(--line);background:#fff;border-radius:20px;padding:30px}.cbox h2{letter-spacing:-.02em;margin-bottom:8px;font-size:25px}.cbox .desc{color:var(--tx2);margin-bottom:24px;padding-left:1.5px;font-size:16px;line-height:1.65}.fld{margin-bottom:16px}.fld label{color:var(--tx);margin-bottom:8px;font-size:15.5px;font-weight:700;display:block}.fld input,.fld select{width:100%;height:50px;font:inherit;color:var(--tx);background:#fff;border:1px solid #14213d2e;border-radius:12px;outline:none;padding:0 14px;font-size:16px;transition:border-color .2s,box-shadow .2s}.fld input:focus,.fld select:focus{border-color:var(--ac);box-shadow:0 0 0 3px #2a63d424}.fld .fhint{color:var(--tx2);min-height:18px;margin-top:6px;font-size:14px;line-height:1.55}.fld:has(.unit) .fhint{text-align:right;padding-right:14px}.fld .fhint[data-kr]{font-weight:600}.fld .unit{position:relative}.fld .unit em{color:var(--mu);pointer-events:none;font-size:15px;font-style:normal;position:absolute;top:50%;right:14px;transform:translateY(-50%)}.fld .unit input{text-align:right;font-variant-numeric:tabular-nums;padding-right:46px}.fld .unit input::placeholder{text-align:right}.row2{grid-template-columns:1fr 1fr;gap:12px;display:grid}.seg{flex-wrap:wrap;gap:6px;display:flex}.seg button{font:inherit;cursor:pointer;color:var(--tx2);background:#fff;border:1px solid #14213d2e;border-radius:999px;padding:9px 15px;font-size:14.5px;font-size:15.5px!important}.seg button.on{background:var(--ac);border-color:var(--ac);color:#fff;font-weight:700}.res{color:#fff;background:#0f1a33;border-color:#0f1a33;flex-direction:column;align-self:stretch;display:flex}.res h3{color:#b4c2dd;font-size:16px;font-weight:600}.res .big{letter-spacing:-.03em;margin:6px 0 4px;font-size:clamp(34px,3.4vw,46px);font-weight:800}.res .kr{color:#b4c2dd;font-size:16px}.res dl{border-top:1px solid #ffffff24;margin-top:22px}.res dl div{border-bottom:1px solid #ffffff14;justify-content:space-between;gap:12px;padding:12px 0;font-size:16px;line-height:1.5;display:flex}.res dd{text-align:right;font-weight:700}.res .note{color:#aebcd8;margin-top:18px;font-size:14px;line-height:1.7}.res .warn{color:#ffb3aa}.sched{background:#ffffff0a;border-radius:12px;max-height:320px;margin-top:18px;overflow:auto}.sched table{border-collapse:collapse;width:100%;font-size:13px}.sched th,.sched td{text-align:right;border-bottom:1px solid #ffffff0f;padding:8px 10px}.sched th{color:#b8c5de;background:#16233f;font-weight:600;position:sticky;top:0}.srcs{color:#93a6c9;margin-top:12px;font-size:13px;line-height:1.7}.lawbase{color:var(--tx2);border:1px solid var(--line);background:#fff;border-radius:999px;align-items:center;gap:8px;padding:7px 14px;display:inline-flex;margin-top:16px!important;font-size:14px!important}.lawbase i{color:#1f9d6a}.disc{color:var(--tx2);margin-top:26px;font-size:14.5px;line-height:1.75}@media (width<=1024px){.cpanels{min-height:0}.cpanel.on{grid-template-columns:1fr}.res{position:static}}@media (width<=560px){.row2{grid-template-columns:1fr}}.cnav{z-index:40;-webkit-backdrop-filter:blur(16px);border:1px solid var(--line);background:#ffffffe6;border-radius:20px;padding:10px 12px;position:sticky;top:116px;box-shadow:0 16px 34px -28px #14213d73}.cnav .cats{scrollbar-width:none;border-bottom:1px solid var(--line);gap:4px;padding-bottom:8px;display:flex;overflow-x:auto}.cnav .cats::-webkit-scrollbar{display:none}.cnav .cchips::-webkit-scrollbar{display:none}.cnav .cat{font:inherit;color:var(--mu);cursor:pointer;white-space:nowrap;background:0 0;border:0;border-radius:10px;flex:none;padding:7px 12px;font-size:15px;font-weight:600}.cnav .cat:hover{color:var(--tx);background:#14213d0a}.cnav .cat.on{color:var(--ac);background:#2a63d414}.cnav .cchips{flex-wrap:wrap;gap:6px;padding-top:10px;display:none}.cnav .cchips.on{display:flex}.ctab{height:38px;font:inherit;color:var(--tx2);cursor:pointer;white-space:nowrap;background:#fff;border:1px solid #14213d24;border-radius:999px;align-items:center;gap:6px;padding:0 13px;font-size:14.5px;text-decoration:none;transition:border-color .2s,background .2s,color .2s;display:inline-flex}.ctab i{color:var(--ac);font-size:17px}.ctab:hover{border-color:var(--ac);color:var(--tx)}.ctab.on{background:var(--ac);border-color:var(--ac);color:#fff;font-weight:700}.ctab.on i{color:#fff}@media (width<=1024px){.cnav{top:112px}.cnav .cchips{scrollbar-width:none;flex-wrap:nowrap;overflow-x:auto}}.res .cta{flex-wrap:wrap;gap:8px;margin-top:auto;padding-top:20px;display:flex}.res .cta .btn{height:46px;padding:0 18px;font-size:15px}.res .cta .ghost{color:#fff;background:0 0;border:1px solid #ffffff4d}.res .sched td:first-child,.res .sched th:first-child{text-align:left}.fld textarea{width:100%;min-height:90px;font:inherit;border:1px solid #14213d2e;border-radius:12px;padding:12px 14px;font-size:15px}.res dt{color:#c3cfe6}.res dd small{color:#b4c2dd}.fld input{font-size:17px}.cpanels:has(#calc){min-height:0}@media (width<=560px){.res .cta .btn{flex:1;justify-content:center}}